Understanding Out-of-Network Benefits
My least favorite topic, insurance. I know, snooze-fest. And health insurance can be confusing, to say the least.
Health insurance companies can be difficult to deal with and often do not reimburse PT's well, which leaves us out-of-network or cash-based. Some insurance companies even have quotas on how many providers they have in a service area and will box out new requests. Why? I have no idea...but:
YOU CAN STILL SEE US AND BE COVERED IF YOU HAVE OUT-OF NETWORK BENEFITS!
Check your benefits...most insurers have portals where you can check or you can just call the number on the back of your card to check. These benefits often are much the same as your regular benefits (see example below) or you may pay a negligible amount more than an in-network provider.
Core Physio is worth it and you will be happy you spent that minute extra bit for us!
Did you know you also have the right to opt out of using your insurance and choose cash pay, especially if you have a high co-pay and large deductible! Total cost can often be less than using your insurance in this case, believe it or not! If this is the case for you, ask about our very affordable self-pay/out-of-pocket/cash rates!